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Construction

The Keys to Successful Early Pay Program Implementation (Part 5): Selecting the Right Partner

Before general contractors decide to implement their own early pay programs, they need to identify the program’s objective, select a funding strategy, develop a plan for subcontractor adoption, and establish clear and consistent processes around invoice processing. The final step to take when implementing a new early pay program is to decide on a partner [...]

5 min readMar 19, 2026
Press

Billd Named No. 2 on Forbes' List of America's Best Startup Employers for 2026

Recognition Highlights Billd’s People-First Culture and Mission to Transform Construction Finance AUSTIN, TX – March 11, 2026 – Billd, the leading provider of financial solutions for commercial subcontractors, announced today that it has been ranked No. 2 on Forbes’ 2026 list of America’s Best Startup Employers out of 20,000 companies nationwide. Forbes’ America’s Best Startup [...]

3 min readMar 11, 2026
Construction

The Keys to Successful Early Pay Program Implementation (Part 4): Build a Foundation for Invoice Processing

Many GCs are implementing early pay programs. However, the best ones increase margin, create additional revenue streams, and strengthen relationships across their subcontractor base. Getting there requires more than good intentions—it requires building the program correctly from the start. That’s why we created this series about the keys to successful early pay program implementation. These [...]

8 min readMar 9, 2026
Construction

The Keys to Successful Early Pay Program Implementation (Part 3): Develop a Plan for Subcontractor Adoption

Clear objectives and a sustainable funding strategy are important considerations for a successful GC early pay program. However, they are only the beginning. The gap between a well-structured program and a high-performing one is almost always adoption. Subcontractors must be educated, engaged, and guided through the decision to participate—a process that doesn’t happen on its [...]

6 min readFeb 27, 2026
Construction

The Keys to Successful GC Early Pay Program Implementation (Part 2): Choosing the Right Funding Strategy

As early pay programs mature, the conversation naturally shifts from why to how. Clear objectives and timing set the foundation, but long-term success depends on how the program is funded. The right funding strategy doesn’t just support operations; it determines scalability, risk exposure, and overall financial performance. In this second installment of the series, we [...]

6 min readFeb 16, 2026
Construction

The Keys to Successful GC Early Pay Program Implementation (Part 1): Clear Objectives & Timing

Implementing a general contractor early pay program can transform GC operations, unlocking a new revenue stream and significantly improving project margins. But without a clear strategy and disciplined execution, these programs can fall short of their potential. Thoughtful planning, careful setup, and consistent follow-through are essential to success. This series explores the key factors behind [...]

8 min readFeb 10, 2026
Construction

The Emergence of Early Pay Programs: A History of Supply Chain Finance

In sectors like retail and manufacturing, early pay programs have evolved into an essential, standard lever for capturing supply chain margin. And while the construction industry has been slower to adopt this model, general contractors are beginning to see the value. Looking back, early pay programs emerged in response to a common challenge across industries: [...]

10 min readFeb 3, 2026
Construction

A Guide to General Contractor Early Pay Programs: What They Are & How They Work

Forward-thinking general contractors who are looking for ways to address industry-wide cash flow challenges are increasingly turning to GC early pay programs to minimize risk, save time, and keep projects on track. While early pay programs have existed for decades in retail, manufacturing, consumer goods, and other sectors, they have recently gained traction in the [...]

11 min readJan 27, 2026
Featured

How to Build Fail-Safe Revenue Targets for 2026

If you’re looking to grow your subcontracting business, it can be tempting to set a 20% or 30% goal and immediately start bidding on the projects required to make it happen. But in Clay Young’s 30 year experience as a subcontracting Chief Estimator, then Managing Partner, then Owner, anything less than a rigorous, long-term forecasting [...]

6 min readJan 12, 2026

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