Material Financing
Never come out of pocket to pay for materials
We pay your supplier upfront, in cash. You pay us. It's that simple.
Get StartedFunding as soon as
24 hrs
Pay-when-paid terms up to
120 days
Suppliers paid to date
3,800+
A material finance solution designed for construction companies
Get instant cash buying power
Gain leverage to negotiate discounts with suppliers and secure better pricing.
Control your cash flow
Receive materials upfront, and pay for them over time with up to 120-day terms.
Unlock more capital
Your credit limits flex with the needs of your business.
Plan with confidence
Bid more projects knowing your future financial position.
Strengthen supplier relationships
Suppliers get paid upfront while you secure cash discounts without using your own cash.
Learn how Billd and material financing can strengthen your supplier relationships and help stabilize your cash flow
Fill out the form to connect with a Billd representative.
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Hear about material financing from the people using it
Neal Lavin
President / TLP Construction
Our Partnership with Billd has been a major asset to help scale our company. Billd provides us with the flexibility and capital thats necessary to finance larger projects, that we previously were not able to. This gives us the additional cash flow thats often required for larger projects that a traditional banks do not provide. We utilize Billd to assist with financing materials on projects & advancing payment for work.
Mark Frederick
CEO / CitiGreen
Billd has eliminated our problems with funding completely. We've been able to keep all of our projects on schedule with Billd, and we're finishing our projects faster than when we were just using other financing. They've made the whole process very smooth and easy for us.
Michael Herndon
Principal / StruktureOne Group
Having Billd as our partner made us more bullish on chasing projects. It made our lives a lot easier as far as being able to better manage cash flow on certain jobs.
How material financing works with Billd
The Billd portal makes submitting your material purchases simple. Enroll today in less than 5 minutes.
Enroll with Billd
Enter or select your project
Upload your material quote
The materials are delivered directly to your job site
Frequently Asked Questions
What is material financing?
Construction material financing is a financial solution that allows construction subcontractors to purchase materials from any supplier without coming out of pocket upfront. Billd pays your supplier directly, and you repay Billd over up to 120 days—aligning with when you get paid by your GC.
What are the benefits of material financing for contractors?
Billd material financing helps you preserve cash flow, bid on larger projects, negotiate better supplier pricing, and avoid the delays that come from waiting on GC payments. You get the materials you need now and pay when your project cash comes in.
How does paying a material supplier with Billd work?
After enrolling, you submit your material quote through the Billd portal. Billd pays your supplier directly in cash. Materials are delivered to your job site. You then repay Billd over terms up to 120 days—no changes to your existing supplier relationships required.
How long is the repayment term for material financing?
Billd offers repayment terms up to 120 days. The specific term is based on your project timeline and credit profile. This structure is designed to align with typical GC payment schedules so you can repay as your receivables come in.
How long does it take for my supplier to receive payment from Billd?
Billd can fund as soon as the same day your material request is approved. Suppliers receive payment quickly, which often strengthens your relationship with them and can open the door to better pricing and terms on future orders.
Billd works with any supplier in the country
